Transaction Flow
Customer
Paio
Merchant
Benefits you get
Minimised drop-offs
Paio’s one-click payment option enables merchants to streamline their online checkout experience. By eliminating additional steps at the checkout, customers can enjoy secure and instant payments.
And with a smoother checkout experience, merchants can attract more customers.
Significantly reduced fees
Paio account-to-account payments enable businesses to bypass expensive card schemes. As a result of having significantly smaller payment processing costs, merchants keep more of their profits, giving them a competitive edge.
Instant settlement
There's no need to wait days, if not weeks, for funds to settle. With the help of Paio, businesses can collect payments promptly and have immediate access to them.
Accelerated payments improve cash flow and let merchants fulfill orders faster.
Easy access to European markets
Paio empowers businesses to use open banking by providing a cutting-edge payment gateway covering Europe.
Thus, customers all over Europe can pay using their preferred local bank, while businesses can save on transaction costs.
Reach new customers with a single API
With API integration, you can accept payments from various platforms and use local banks' options and payment methods. This enables you to expand into new markets and retain a global customer base!
Enhance
With Paio enhance the local touch by introducing local banks' payment options and account-to-account payments without additional card fees.