China Union Pay

China UnionPay (UnionPay) is one of the world’s leading payment systems. UnionPay cards are accepted in 180+ countries and widely used for online shopping, cross-border e-commerce, and in-store payments. It also supports mobile payments via UnionPay QuickPass (NFC) and UnionPay QR codes.

China Union Pay for your business

Connect world’s leading payment system provided by PAIO offering your services to 180+ countries

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Over 9 billion UnionPay cards, making it the largest card scheme by transaction volume.

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180+ countries 180+ countries and regions worldwide accept UnionPay cards

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80% acceptance rate in Asia-Pacific, Europe, and North America regions

Union Pay vs Visa & Mastercard

Feature
UnionPay
Visa / Mastercard
Primary Market
China
Global
Card Issuance
9B_ cards
~3.5B cards each
Acceptance
180+ countries
200+ countries
Mobile Payments
Yes (QR & NFC)
Yes (Apple Pay, Google Pay)

Use PAIO to connect China Union Pay for your business

We provide APIs, plugins, and payment gateways for smooth UnionPay integration for any payment method you choose

UnionPay Credit/Debit Cards (Traditional Card Payments)

Accept UnionPay-branded credit and debit cards just like Visa or Mastercard.

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UnionPay QR Code Payments

Customers scan a QR code to pay with UnionPay banking app. Works for in-store payments and e-commerce.

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UnionPay ExpressPay (For Faster Checkout)

One-click payments for returning customers. Works similarly to Visa/Mastercard tokenization.

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UnionPay via Mobile Wallets

UnionPay is supported in Apple Pay, Samsung Pay, and Huawei Pay.

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Frequently asked questions

What is PAIO, and what services do you provide?

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What are the benefits of PAIO’s internet acquiring services?

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What payment methods does PAIO support?

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How secure are payment transactions through PAIO?

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What is PCI-DSS?

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