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Get your personal and business account with PAIO

Transfer money between bank accounts around the world using SEPA, SWIFT and UK Local Payments.

Payment types supported

sepa

SEPA

swift

SWIFT

pound

Local GBP payments

credit-card

Card payouts

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Internal money transfers

IBAN collect

IBAN collect can enhance the speed and efficiency of money collection in EUR and GBP using unique IBANs. Each customer will pay to a dedicated IBAN.

Your customers will no longer need to enter specific details in payment orders. Just click on a required IBAN and instantly find the recipient.

A dedicated unique number

Privileges for IBAN Collect users

No chargebacks

Requesting a chargeback after the execution of a transfer is significantly harder than using a payment card.

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Instant remittance of funds

Lightning speed for money collection using EUR SEPA Instant and GBP Faster Payments.

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Low commissions

IBAN COLLECT is significantly cheaper compared to Visa/MasterCard payments.

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Simple reconciliation

Effortless reconciliation for streamlined financial management.

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IBAN remit

IBAN remit – a cutting-edge money remittance service for instant currency settlements using unique IBANs. You can remit money from your master account in various currencies using a manual mode or an API.

Paio system receives API Calls and makes payouts to your clients. Payouts are available in different currencies.

EUR
GBP

Privileges for IBAN REMIT users

Simple payment process

Submission of payments via API or batch files reduces to a minimum the workload and time spent on the processing of pay-outs.

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No intermediaries

We enable direct payment reconciliation between our client and the beneficiary of transaction.

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Instant remittance of funds

We settle payments in EUR and GBP swiftly! We also do T+0 / T+1 payments in local currencies around the world.

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Low commissions

IBAN REMIT is significantly cheaper in comparison with SWIFT transactions or OCT.

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With a Paio account, you will get a unique IBAN in your personal or company's name. Easily send and receive European and international payments, with full support for global transactions.

Learn about personal & business accounts

Requirements for account opening

Personal account

To open a Paio personal account, you'll need to complete a straightforward verification process.

This includes providing your identification documents, undergoing video verification, and confirming your residential address.

Please note that accounts can only be opened for individuals from supported countries.

Business account

To open a Paio business account, you must provide documents and information to verify your company.

We'll initiate the verification process for your company's representatives.

Please ensure your business operates within supported countries and does not engage in restricted industries.

All your expectations in one account

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Accessible

Responsive financial monitoring and currency control

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24/7/365

Constant availability of foreign currency payments and favorable rates

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Fully remote

You do not need to visit branches or wait on ques to solve any issue

Frequently asked questions

Who can open a Paio account?

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What are the terms for opening an account?

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Will I have a personal IBAN?

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Which currencies are available?

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Which jurisdictions are allowed to open an account?

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